Terms & Conditions

Last updated: April 16, 2026

1. Acceptance of Terms

By accessing and using the Skilloxy website and services, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by these terms, please do not use this service.

2. Description of Service

Skilloxy provides online education services including but not limited to:

  • Online courses and video tutorials
  • Mock tests and assessments
  • Study materials and notes
  • Career counseling services
  • Placement assistance

3. User Accounts and Registration

To access our services, you may need to create an account. You agree to:

  • Provide accurate and complete registration information
  • Maintain the security of your account credentials
  • Notify us immediately of any unauthorized use
  • Be responsible for all activities under your account

4. Payment and Refund Policy

All payments for courses, tests, and services are final. Please review our Cancellation & Return Policy for details on refunds.

5. Intellectual Property Rights

All content, materials, and resources provided through Skilloxy are protected by copyright and other intellectual property laws. You may not:

  • Copy, reproduce, or distribute our content without permission
  • Share your account credentials with others
  • Use our materials for commercial purposes without authorization

6. User Conduct

You agree not to:

  • Violate any applicable laws or regulations
  • Infringe upon the rights of others
  • Upload or transmit viruses or malicious code
  • Attempt to gain unauthorized access to our systems
  • Engage in any activity that disrupts or interferes with our services

7. Disclaimer of Warranties

Skilloxy provides services "as is" without any warranties, express or implied. We do not guarantee that:

  • Services will be available at all times
  • Content will be error-free or accurate
  • Results from using our services will meet your expectations

8. Limitation of Liability

Skilloxy shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of or inability to use our services.

9. Privacy and Data Protection

We are committed to protecting your privacy. Please review our Privacy Policy to understand how we collect, use, and protect your personal information.

10. Modifications to Terms

We reserve the right to modify these terms at any time. Continued use of our services after changes constitutes acceptance of the modified terms.

11. Governing Law

These terms shall be governed by and construed in accordance with the laws of India. Any disputes shall be subject to the jurisdiction of courts in Dharwad, Karnataka.

12. Contact Information

For questions about these Terms & Conditions, please contact us:

  • Email: info@skilloxy.org
  • Phone: +919980287658
  • Address: Saptapur-Michigan Compound, Near Kousar Mosque, Dharwad-580001, Karnataka, India